Inflation-Adjusted Retirement Calculator
Plan for retirement with inflation in mind. See how inflation impacts your savings' purchasing power and calculate how much you really need to maintain your lifestyle in retirement.
Inflation Assumptions
Higher inflation means your money buys less over time
This will be adjusted for inflation at retirement
Why Inflation Matters
The Silent Wealth Eroder: At 3% annual inflation, prices double every 24 years. If you're 35 and retire at 65, what costs $1,000 today will cost about $2,400 at retirement.
Real vs Nominal: "Nominal" values are the actual dollar amounts. "Real" values show what those dollars will actually buy, adjusted for inflation.
The 4% Rule: This calculator uses the safe withdrawal rate of 4% annually, meaning you can withdraw 4% of your savings each year with low risk of running out.